Are you wondering whether you can check out your favorite gaming laptop at Walmart with Apple Pay? With over 535 million users worldwide as of 2024, many Apple Pay users are eager to know if they can make payments at one of the world’s largest retail giants with just a tap on their iPhones.
Does Walmart Take Apple Pay?
Unfortunately, Walmart does not accept Apple Pay. Instead, the retail giant integrates its own mobile payment service, Walmart Pay, into its app. In the article below, we’ll describe the reasons behind Walmart’s decision not to accept Apple Pay.
We’ll also uncover other payment methods the retail giant uses to make your shopping experience stress-free.
What is Apple Pay?
Before getting into the topic, let’s discuss some important points about Apple Pay.
Apple Pay is a mobile payment service developed by an American technology giant, Apple Inc. With the help of this service, you can make payments using Apple devices, such as iPhones, iPads, Apple Watches, and Macs.
It is one of the safest and most private ways to pay for goods and services both online and in physical stores. There are two reasons why it is the safest payment option;
- With Apple Pay, you can make payments without a physical credit or debit card. So you don’t have to worry about managing your physical cards.
- Apple Pay offers enhanced security through Face ID, Touch ID, or device passcodes.
How It Works
To use Apple Pay, you must first set it up by adding your credit or debit cards to Wallet Pay on your Apple device. The process includes adding your card information. Once your card is added, you’re ready to make payments.
In physical stores, you can make payments by just holding your iPhone or Apple Watch near a contactless payment terminal and authenticating the transaction using Face ID, Touch ID, or your device’s passcode.
When shopping online, look for the Apple Pay logo at checkout. If you’re using an iPhone or iPad, tap the Apple Pay button to confirm your payment. On a Mac, you can complete the transaction using your Apple Watch, iPhone, or Touch ID on the MacBook Pro’s touch bar.
Does Walmart Take Apple Pay?
No, the retail giant doesn’t accept Apple Pay for payments. Despite growing popularity as one of the safest and most secure payment options, Walmart has not integrated this payment mode.
Instead of Apple Pay, the retail giant is using its own payment service, Walmart Pay. It is a digital wallet that allows you to make in-store purchases using your mobile phones.
Why Doesn’t Walmart Accept Apple Pay?
Walmart’s major reason for not accepting Apple Pay is its commitment to promoting its own mobile payment solution, Walmart Pay. The retail giant is encouraging its customers to use its own payment mode to retain control over transaction data and reduce dependency on third-party payment systems.
The data is valuable for personalized marketing, improving customer experience, and building loyalty programs. Another reason Walmart doesn’t accept Apple Pay is the transaction fees associated with it.
Apple charges a small fee for each transaction, adding up for a high-volume retailer like Walmart. By using its digital payment service, the retail company bypasses these transaction fees, reducing costs and maximizing profits.
Overall, Walmart encourages customers to stay within its ecosystem, using its payment solution to foster a more cohesive and controlled shopping experience.
Alternative to Apple Pay at Walmart
In addition to Apple Pay, Walmart accepts various other payment options to accommodate its customers’ diverse needs.
1. Walmart Pay
It is a digital payment service integrated into the Walmart app that allows users to make in-store purchases using a mobile phone. During checkout, you can use this payment mode by opening the app, selecting Walmart Pay, and scanning the QR code.
This seamless and convenient payment process eliminates the need to handle cards or cash physically.
2. Credit and Debit Cards
The retail giant offers its customers the convenience of using a wide range of credit or debit cards, including Visa, MasterCard, American Express, and Discover. It supports near-Field Communication technology, which allows customers to make payments just by tapping their cards on the terminal.
It will make your checkout process smooth and efficient.
3. Walmart Credit Card
You can also use your Walmart credit card to make in-store purchases. This payment method offers rewards and discounts.
4. Walmart MoneyCard
It is a reloadable prepaid card you can use to make in-store purchases at Walmart. It offers features like direct deposit and cashback rewards.
5. Capital One Walmart Rewards Card
The retail giant also accepts Capital One to make payments. It offers cashback on each purchase and rewards on dining and travel expenses, making it a convenient payment option.
6. Gift Cards
Walmart accepts gift cards, which can be used for online and in-store purchases. These gift cards are reloadable, which means they can be used repeatedly, adding further convenience.
It simplifies transactions and offers a thoughtful way to give the gift of choice to friends, family, or colleagues.
7. PayPal
You can link your PayPal accounts to Walmart accounts to make online purchases. You can use PayPal balance, credit cards, or linked bank accounts for secure transactions.
8. Cash
You can also pay with cash at Walmart. It is one of the most reliable in-store purchases. You can use your money at regular checkouts.
9. Electronic Benefits Transfer Card
Walmart accepts Electronic Benefits Transfer cards for eligible food items in participating stores and online.
10. Affirm
Walmart partners with Affirm to offer financing options for eligible purchases, allowing customers to pay installments.
How to Use Walmart Pay?
Here’s a step-by-step guide to help you get started;
- First, you must install the Walmart app from the Google Play Store or Apple App Store.
- Now, open the Walmart app and sign in to your account if you already have one. If you don’t have an account, you must create one using your personal information.
- Once logged in, you must go to the Walmart Pay section of the app.
- Select Add Payment Method and link your credit card, debit card, or Walmart gift card to Walmart Pay.
- When you’re ready to pay, open the Walmart app and tap the Walmart Pay icon.
- After tapping the Walmart icon, a barcode will appear on your screen. Hold your phone near the barcode scanner at the checkout register until you hear a confirmation beep.
- You will also be asked to enter your four-digit Walmart Pay PIN or use fingerprint/facial recognition.
That’s it! After you complete the payment, you’ll receive a digital receipt in the app.
Will Walmart Accept Apple Pay in the Future?
Walmart has not issued any official statement about whether it will accept Apple Pay in the future. The decision to include Apple Pay as a payment option would likely involve several factors, including technological integration and strategic business considerations.
To stay updated on this matter, it is advisable to regularly check Walmart’s official website for any announcements or changes to their payment policies. Additionally, you can contact their customer service for the most accurate and current information.
Frequently Asked Questions
1. Does Walmart Accept Apple Pay?
As of now, Walmart does not accept Apple Pay in its stores. Instead, Walmart has its mobile payment system called Walmart Pay.
2. What is Walmart Pay?
Walmart Pay is a digital wallet that allows customers to pay using smartphones. It is integrated into the Walmart app and can be used by scanning a QR code at checkout.
3. Why Doesn’t Walmart Accept Apple Pay?
Walmart prefers to promote its payment system, Walmart Pay, which is designed to integrate with Walmart’s systems and provide additional benefits to its customers.
4. How Do I Use Walmart Pay?
To use Walmart Pay, download the Walmart app, set up your payment method within the app, and then use it at checkout by scanning the QR code displayed at the register.
5. Can I Link My Apple Pay Card to Walmart Pay?
You cannot link your Apple Pay card directly to Walmart Pay. You must add your credit or debit card details directly into the Walmart Pay system.
6. Are There Any Benefits of Using Walmart Pay?
Walmart Pay offers several benefits, including ease of use, fast checkout, and the ability to keep track of your receipts digitally.
7. What Should I Do If I Want to Use Apple Pay But Walmart Doesn’t Accept It?
Consider using alternative payment methods, such as physical cards, cash, EBT cards, PayPal, and Gift Cards accepted at Walmart, or utilize Walmart Pay for a seamless checkout experience.
